The world of economics is driven by bold ideas, bold entrepreneurs and venture capital.
In the system of multilateral regulatory restrictions, our team provides asistance to companies and individuals, banks or non-bank financial institutions with the selection of the most appropriate legal mechanism and financial instrument to fit their particular needs and requirements.
As a lender or borrower, you need experts with knowledge and experience in banking and finance to provide the most effective solutions and guidance through complex contractual, financial and regulatory terms.
- Negotiations with banks and financial institutions regarding the provision of corporate loans under the most favorable financing conditions;
- Credit mediation and finding the most advantageous conditions for individual clients for obtaining a mortgage loan;
- Due diligence on recipient company’s liability before providing financing;
- Due diligence of asset’s quality and credit portfolio analysis;
- Preparation of the due paperwork for entering into bank credit contracts and the provision of related collateral – mortgages, special pledges, bank guarantees, etc;
- Expert advice on restructuring, refinancing, debt consolidation;
- Assistance on the establishment of the agreed collaterals and registration of the same in the relevant registers;
- Preparation of legal opinions in accordance with the requirements of the credit or financial institution confirming the fulfillment of the agreed prerequisites for provision of financing;
- Registration of financial institutions and development of general terms of service, standards of practice (SoPs), internal policies, template contracts and other necessary documents for the implementation of their activities;
- Assistance in complying with foreign exchange legislation, in declaring financial credits before the Bulgarian National Bank, collecting and providing statistical information for the needs of the payment balance;
- Promissory notes, assignments, interceptions;
- Letters of credit, repo transactions, swaps.
EXPERTISE
CUSTOMERS FOR US
„For me, for my partners and colleagues, one thing always remains true about AD „Toncheva and Partners“ – the feeling of security, peace of mind, that we are in the right place and will receive the right advice.“
National Board of Tourism
Dr. Polina Karastoyanova, CEO
„Toncheva and Partners JSC has the necessary expertise covering all needs.“
Association AIBEST
Nora Ishkova, CEO
„I was impressed by the depth of the legal research and the comparative analysis they did between the Bulgarian legislation and the European framework for early childhood education and care.“
Foundation for children at risk around the world
Rositsa Bogalinska-Petrova, CEO